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Verify once. Trusted everywhere.

Trusted identity for every login, every approval, every signature. No separate passwords, no separate tools.

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Overview

One Identity Every Application

Trusted identity works everywhere your team does — at login, on approvals, on everything after.

A woman working on a laptop on a terrace above the clouds, her phone resting next to it

KOBIL Trusted Identity in numbers

60%

authentication transactions per year

150M+

Identities secured

5000+

Clients worldwide

0

Security breach

Approach

Identity That Works at Every Layer

It checks the device, checks the person, checks the action. All at once, without slowing anyone down.

Concentric diagram: a Core ID at the centre, surrounded by trust functions, security functions, and the industries they enable

Benefits

Six Problems. One Identity Layer

  • Secure user access

    One login. Not five passwords for five different tools.

  • Context-aware verification

    Extra checks only when something looks risky. Otherwise, it just works.

  • Protection for critical actions

    Every approval is tied to a real, verified person. No disputes later.

  • Consistent identity experience

    The same simple login, on every device, every time.

  • Reduced integration complexity

    Plugs into what you already use. Nothing to rebuild.

  • Better visibility and control

    Every action is recorded, so you always know who did what.

Features

Core capabilities

Identity delivers the full identity lifecycle in one platform — from verified onboarding to legally binding action.

A layered shield: a fingerprint at the centre, orbited by device binding, ID protection, protected sign-in, single sign-on, and secure payment approvals

Enables users to access digital channels in a controlled and secure way.

Risk-adaptive MFA that steps up automatically when the action requires it — invisible for routine access, rigorous for critical ones.

Every user, every role, every access right managed from one console. Onboarding and offboarding propagate across all connected systems instantly.

eIDAS-compliant electronic signatures built into the identity layer. Legally binding across the EU, without a separate e-signature tool.

Role-based access governed by verified identity. Users see and do only what their role permits — enforced at the platform level, not per application.

Every session is tied to a registered, verified device. Unrecognised devices cannot authenticate, regardless of credential validity.

Identity in Action

From First Login to Final Signature

A phone scanning an ID card during digital onboarding, with a verified shield badge A phone confirming a one-tap sign-in with a verified user profile A phone approving a transaction with a digital signature shield

FAQ Trusted Identity

  • KOBIL Trusted Identity is a hardened mobile security solution for banks and regulated organizations, implemented with KOBIL Trusted Identity technology. It enables organizations to protect users, devices, and apps, and allows digital signature processes for your applications.

  • For enterprises, organizations, and institutions that want to combine security, efficiency, and user experience in a single digital ecosystem to fulfil 2FA/MFA requirements — coming from PSD2 SCA, BDDK, FINMA, FCA, MAS, HKMA, FFIEC, HIPAA, and Gematik.

  • KOBIL Trusted Identity is a solution that hosts multiple applications securely — within a multi-tenant context, each with its own app. It includes an SDK for building your own app, where all mobile hardening and runtime protection is available without specific effort.

  • Backend services with standard APIs and protocols bring secured identity to your business services, with integration standards such as OAuth 2.0 / OpenID Connect, JWT-based tokens, and cryptographic key management.

    Secure identity and communication bind each user and device to a specific app, enabling strong customer authentication (SCA) and digital signatures on mobile devices — plus multi-tenancy, reduced IT complexity, and increased productivity.

  • Yes. KOBIL Trusted Identity is built on the KOBIL Trusted Platform, compliant with eIDAS, GDPR, and DORA regulations, featuring end-to-end encryption and tamper-proof runtime protection. We use PKI not because it is cool, but because it is the foundation for reliable signature and approval processes.

  • No. KOBIL Trusted Identity brings secured identity to all your web services. Just integrate it, and access to your web service becomes secured and audited, with logging for all processing activities.

  • KOBIL Trusted Identity is offered as a cloud-based service or on premise. Within one day you can get your instance and the necessary base functionality — the journey starts there, and it can be extended on the standard capability within a very short time.

    If an on-premise installation is requested, we offer a complete containerized architecture to deploy on your preferred environment and hosting.

  • KOBIL Trusted Identity, with its SDK, runs on iOS, Android, and Huawei.

  • KOBIL Trusted Identity builds on a long history with financial institutions. Each identity is device-bound and verified, eliminating password chaos and ensuring secure authentication. Stealing a password alone is not enough — an attacker would need the device, the password, and the right activated app. Proven by more than 100 million users on our identity foundation.

  • KOBIL Trusted Identity enables rapid, secure, and scalable multi-factor security services without complex custom development — ideal for hybrid and mobile work environments.

  • Request a live demo at kobil.com or contact the KOBIL Trusted Identity team.

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