KOBIL & Bank-Verlag

Redefining TAN Security Standards with Bank-Verlag

Serving the world’s wealthiest individuals requires world-class security. That’s why Bank-Verlag, the core banking and service provider for private banks, trusts KOBIL Identity to power its revolutionary appTAN procedure.

TANs are transmitted with 100% end-to-end encryption. Both the user and the device can be identified by the bank, meaning account access and transaction release has never been safer.

Digital Identity for Bank-Verlag

Across mobile and desktop platforms, KOBIL's highly secure and user-friendly authentication and authorization processes are built using trusted digital identities. Our Smart Security Management Server protects all users and every interaction they make. Our PKI-based infrastructure also ensures every transaction is secure, binding and reliable.

Security for Bank-Verlag

Through our Dual-7-Layers-of-Security approach, we secure the digital and trusted identities of end users on seven different levels. End-to-end encryption and PSD2 compliance are guaranteed. Our pioneering Bank-Verlag partnership allows enterprises around the world to benefit from KOBIL's security stack. The results are clear: best-in-class security and identity infrastructure that secures devices, mitigates risks and strengthens authentication and authorization processes.

Micro Case Study

HSBC Trinkaus & Burkhardt

Financial services company HSBC Trinkaus & Burkhardt, part of the HSBC Group, operates across Germany.

To maintain its position at the head of the market, it uses the Bank-Verlag appTAN app for the secure, sustainable and speedy transmission of TANs.

Available on iOS and Android devices, appTAN is powered by KOBIL Identity platform. It prevents man-in-the-middle attacks by using end-to-end encryption to transmit TANs only from Bank-Verlag’s authentication system.

It simultaneously bolsters security and cuts costs by eliminating the traditional expense of SMS transmissions or additional hardware.


Bank-Verlag founded to support the growth and success of private banks


KOBIL and Bank-Verlag successfully introduce appTAN technology


Online banking accounts supported by Bank-Verlag

One identity for all

Use your identity seamlessly on iOS, Android, iPadOS, MacOS and Windows or IoT devices.

Compliant with all

Fully compliant with all industry regulations as well as certified and recommended by leading institutions.

Secure your business today