We offer you a unique platform journey to unlock your potential, create value for your business, and sustainable growth.

6 Million

mobile banking customers

40 million

transaction every year


highest scalibilty for peak times.

Introducing Vakifbank

VakıfBank was first established with an initial capital of 50 million TL on the 11th of January 1954 and later started operating on the 13th of April 1954, for the purpose of best utilizing the foundations’ monies. Besides, VakıfBank aims at contributing to the savings of the country with the modern banking practices and utilizing them according to the requirements of the economic development.


10 years ago, at that time where mobile smartphone usage was about 20% vakifbank as a leading banking was looking for a solution on mobile devices. The challenge was how to secure this new platform? At this time KOBIL invented the Application Security Technology (AST). Since this time a close relationship and close coloboration with Vakifbank we achieved together aroun 80% usage of mobile devices. As the pioneer bank in Turkey we are glad to say we was from the start the partner of this inovative and market leading bank


At that time SMS was the most popular solution for securing access to internet banking. With the start of smartphones the challenge to secure the access on a single device without using an SMS was quite hard. KOBIL took this challenge and provide a unique solution which was never seen before in the market.

KOBIL provide his Software development kit for smartphones (iOS and Android).

The smart security Management server to be sure that not just relaying on the security of the mobile side. The server checks in realtime the status of the devices.

Our knowledge which we create at this time as one of the leading companies to provide security experiences on smartphones


Since 10 years 0 Fraud.