We offer you a unique platform journey to unlock your potential, create value for your business, and sustainable growth.


mobile banking customer protected

10 million

transactions every year


full PS2D compliant

Introducing Albaraka

As Albaraka Turk Participation Bank, we were founded in 1984 by pioneering interest-free banking in Turkey and began actively serving in 1985. Having founded under the guidance of the strong capital groups in the Middle East, Albaraka Banking Group (AGB), Islamic Development Bank (IDB) and another industry group serving the Turkish economy for more than a half century, we continue operating in Turkey in compliance with the 5411 Banking Law.

As of 30.06.2019, in our partnership structure, the share of the foreign partners is 65,99%, the share of the local partners is 8,76% and the share open to public is 25,25%.


Mobile first is the strategy of Albaraka bank. Based in Turkey and underlay the Turkish finance regulaions Albakra search for a proven security solution fiting to their needs of a flexible and integratable technology within their existing mobile solution to get grid of SMS code distribution.


As simple as just entering your PIN KOBIL security stack protect in realtime and under the Dual 7 Layer of Security concept all the time users identity. Any interaction are controlled by the security server in the background. No media break is destroying the user experience by switching between apps as other banks doing it with SMS codes.

100% secure 110% user friendly.

Security features:

Smart Security Management ServerPKI-based authenticationEnd-to-end encryption through our Digitanium channelVirtual smart card technology


No more costs for SMS and even more important most secure and most user friendly solution in the market.