PARTNERSHIP

The digital core of trust for Temenos

KOBIL Systems is the unique Temenos Partner for real-time and trusted digital banking security solutions.

The digital core of trust for Temenos

Modern digital banking with KOBIL

Our holistic security journey approach for mobile and desktop platforms includes real-time application shielding, strong user authentication, transaction authorization and digital signatures.

KOBIL’s mIDentity Application Security Technology (mAST) protects both native and hybrid (Webview) apps for all platforms.

With this technology, KOBIL uses the integrated Dual-7-Layers-of-Security to combine security, trust and communication elements for various scenarios.

Core of Digital Security

KOBIL helps you to achieve 360 Security and a better UX in the same time
– to be a better digital bank.

Moments of Trust

On top of the CORE of digital security, KOBIL provides strongly trusted services
to digitalize your banking processes.

Moments of Trust - Biometric Checks Moments of Trust - Onboarding Moments of Trust - Secure your Devices Moments of Trust - Fraud Detection Moments of Trust - Chatbot Exchange Moments of Trust - E-Signature Moments of Trust - Geolocation

Biometric Checks

Include trusted biometric identity management to deliver the highest quality and performance required for critical identity applications.

Onboard

Include Document and Biometric Identity Verification to enable the highest quality of identity management in your onboarding applications.

Secure your devices

Safe-guard your mobile apps, users, and transactions against malicious attacks and fraud.

Detection fraud

Detect and use the most sophisticated and emerging fraud techniques accurately and in real-time.

Chatbot exchange

Reduce manual processing effort and delays by automating document exchange.

E-Signature

Reduce manual processing effort and delays by automating document preparation and signing workflows.

Geolocation

Use geolocation to mitige Risk, Security and Privacy Concerns.

Open Banking with KOBIL & Temenos

Combining the KOBIL security stack with the Temenos application stack enable you to have the best in class security and identity infrastructure while choosing your Temenos implementation.

Diagram: Choose your strong and trusted security implementation strategy; to secure your devices, to mitigate risks, and to enable web, mobile and  API strong authentication scenarios
Diagram. Choose your strong and trusted security implementation strategy; to secure your devices, to mitigate risks, and to enable web, mobile and API strong authentication scenarios.
PSU.Public Sector Bank
TPP.Third Party Provider
ASPSP.Account Servicing Payment Service Provider
PISP.Payment Initiation Service Provider
AISP.Account Information Service Provider
PIISP.Payment Instrument Issuer Service Provider

Adapts to Your Environment

Choose between KOBIL native or KOBIL embedded in Temenos solutions.

Learn more

There is always more detailed information about KOBIL & Temenos relationship. Download the paper to learn more.

Hands-on

Get your hands-on easy and fast integration with KOBIL’s trusted out-of-the-box solution.

The Brain Behind the Scenes

On top of the CORE of digital security, KOBIL provides strongly trusted services to digitalize your banking processes.

Dual-7-Layer-of-Security on KOBIL

Dual-7-Layer-of-Security

The "Dual-7-Layers of Security"-approach secures the digital and trusted identity of end customers on seven different levels throughout the entire payment process.

  1. Secure Device
  2. Secure App & Web
  3. Digitanium Channel
  4. Digitanium Server
  5. PKI-based Virtual Smart Card Technology
  6. Trusted & Digital Identity
  7. Trusted & Digital Signatures

Digitanium Server

KOBIL Digitanium Server is the unique online Security & Trust Server that controls encrypted end-to-end in real time any interaction, between application and company. It could be installed on premise, private cloud or cloud.

Digitanium™ Server by KOBIL

Certified Security

2018 is the year of regulations: after the Payment Services Directive (PSD2) in January, the long-awaited EU Data Protection Regulation (GDPR) now comes into force.

Payment Services Directive 2 on KOBIL

PSD2 + be more than compliant with KOBIL

A different level of security with the first and only Dual-7-Layers-of-Security

The revised Payment Services Directive (PSD2) is triggering a new era for banking. The directive is set to reshape banks positioning that is creating great opportunities for new business models.

KOBIL helps organizations to fulfil these strategic roles and to comply with Regulatory Technical Standards (RTS) and General Data Protection Regulation (GDPR) by adding trust do digital processes.

GDPR

The General Data Protection Regulation (GDPR), which is called one of the biggest reforms in the last 20 years to protect the privacy rights of EU citizens, entered into force on 25 May 2017.

With data security at the top of the global technology agenda, the goal of GDPR is to ensure that personal data of EU citizens is appropriately handled.

General Data Protection Regulation on KOBIL

Continue to rethink simplicity! Easy & Fast integration with KOBIL's trusted out-of-the-box solution.