Modern digital banking with KOBIL
Our holistic security journey approach for mobile and desktop platforms includes real-time application shielding, strong user authentication, transaction authorization and digital signatures.
KOBIL’s mIDentity Application Security Technology (mAST) protects both native and hybrid (Webview) apps for all platforms.
With this technology, KOBIL uses the integrated Dual-7-Layers-of-Security to combine security, trust and communication elements for various scenarios.
Core of Digital Security
KOBIL helps you to achieve 360◦ Security and a better UX in the same time
– to be a better digital bank.
Online application shielding with real-time sensors which ensures the confidentiality, authenticity and integrity of the critical data at any time. It gives your mobile app a unique digital identity.
Online web or hybrid application shielding. Used trough multi-purpose devices which can be used for giving the instruction to make the payment and authorization of the process with permanent security checks.
Transaction authorization with PKI-based digital signature to initiate an electronic payment. Any action and transaction will be bound to the digital identity. Every transaction is digitally signed in an audit-proof way.
Strong customer authentication for secure, reliable and binding digital identities. The digital identities are secured by KOBIL’s Digitanium Channel and virtual smart card technology the entire digital process.
Moments of Trust
On top of the CORE of digital security, KOBIL provides strongly trusted services
to digitalize your banking processes.
Include trusted biometric identity management to deliver the highest quality and performance required for critical identity applications.
Include Document and Biometric Identity Verification to enable the highest quality of identity management in your onboarding applications.
Secure your devices
Safe-guard your mobile apps, users, and transactions against malicious attacks and fraud.
Detect and use the most sophisticated and emerging fraud techniques accurately and in real-time.
Reduce manual processing effort and delays by automating document exchange.
Reduce manual processing effort and delays by automating document preparation and signing workflows.
Use geolocation to mitige Risk, Security and Privacy Concerns.
Open Banking with KOBIL & Temenos
Combining the KOBIL security stack with the Temenos application stack enable you to have the best in class security and identity infrastructure while choosing your Temenos implementation.
Adapts to Your Environment
Choose between KOBIL native or KOBIL embedded in Temenos solutions.
If you run Temenos solution and Temenos UXP
If you run Temenos solution but do not use Temenos UXP
If you run other Temenos products, like TAP (Triple'A) or WealthManager, with or without UXP
There is always more detailed information about KOBIL & Temenos relationship. Download the paper to learn more.
Get your hands-on easy and fast integration with KOBIL’s trusted out-of-the-box solution.
The Brain Behind the Scenes
On top of the CORE of digital security, KOBIL provides strongly trusted services to digitalize your banking processes.
The "Dual-7-Layers of Security"-approach secures the digital and trusted identity of end customers on seven different levels throughout the entire payment process.
- Secure Device
- Secure App & Web
- Digitanium Channel
- Digitanium Server
- PKI-based Virtual Smart Card Technology
- Trusted & Digital Identity
- Trusted & Digital Signatures
KOBIL Digitanium Server is the unique online Security & Trust Server that controls encrypted end-to-end in real time any interaction, between application and company. It could be installed on premise, private cloud or cloud.
2018 is the year of regulations: after the Payment Services Directive (PSD2) in January, the long-awaited EU Data Protection Regulation (GDPR) now comes into force.
PSD2 + be more than compliant with KOBIL
A different level of security with the first and only Dual-7-Layers-of-Security
The revised Payment Services Directive (PSD2) is triggering a new era for banking. The directive is set to reshape banks positioning that is creating great opportunities for new business models.
KOBIL helps organizations to fulfil these strategic roles and to comply with Regulatory Technical Standards (RTS) and General Data Protection Regulation (GDPR) by adding trust do digital processes.
The General Data Protection Regulation (GDPR), which is called one of the biggest reforms in the last 20 years to protect the privacy rights of EU citizens, entered into force on 25 May 2017.
With data security at the top of the global technology agenda, the goal of GDPR is to ensure that personal data of EU citizens is appropriately handled.
Continue to rethink simplicity! Easy & Fast integration with KOBIL's trusted out-of-the-box solution.