KOBIL Secure SuperApp for Your Business

Next Generation Banking with KOBIL+TEMENOS

Bank of the future: Think Silicon Valley, not Wall Street

KOBIL enables you to quickly build your ecosystem with ultra-secure integrated identity, communication, payment and super app solutions.

Shift to the Platform Economy. Thrive your Business. Win Customers for Life.

The Super Bank Framework

The Secure Ecosystem Building Business Platform Technology

A ready-to-use toolkit to design, manage and monitor a powerful super app and establish seamless processes with ease

Design your app in moments
Build your customer journey with drag and drop
Offer an infinite amount of own or partner services
API-First for low code service development

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Patented high security digital identity and access management solutions

PKI-based authorization with patented Virtual Smart Card Technology™
Seamless Access for own and partner Services
Identity Vault for storing all types of personal data
Identity access recovery self-service

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Secure identity-bound transaction solutions to facilitate complex interactions with ease

Identity bound wallet for storing all kind of payment methods
One click payments for own and partner services
Merchant management and statistics

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Secure business communication solutions for identy-bound and real-time interactions.

Business chat for your own and partner services
Real time segmented and hyper personilzed marketing
Digital Signatures for compliant PDF documents
Automate business workflows with ease

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Mastercontroller Software Development Kit

Zero-Trust
Shielding
Virtual Smartcard
Device Binding
App Identity
Trusted Digital Identity
Trusted Digital Signature

Our unique multi-layer patented technology provides highest level of privacy and security, and is always compliant with all relevant norms such as GDPR.

Smart Security Management Server

Security Intelligence
Your Own Certificate Authority
Smart Geolocation
Behavior
Trusted Storage
Passwordless
Non-Repudiation

Zero-Trust
Shielding
Virtual Smartcard
Device Binding
App Identity
Trusted Digital Identity
Trusted Digital Signature

Security Intelligence
Your Own Certificate Authority
Smart Geolocation
Behavior
Trusted Storage
Passwordless
Non-Repudiation

We are proud to be considered a “power house” in digital identity and security. Trusted by more than 5000+ companies 60M+ user in finance industry

Build Your Own
Ecosystem

Consumers desire streamlined solutions that address their core needs - a “one-stop ” experience.

TEMENOS + KOBIL
Work together to enable your bank to build its own ecosystem with ease and serve as a single portal with a wide range of products and services.