BANK AS A SERVICE

By embracing the simplest role among the vast opportunities that PSD2 has presented, being a bank as a service means establishing a secure environment with providing strong customer authentication, authorization and secure communication for your customers in a playing field with new competitors and dynamics, which is now emerging as a new business model and an efficient competitive toolkit.

BANK AS A PLATFORM

The second role that PSD2 presents to banks is to become a bank as a platform. With PSD2 enabling nonbank companies to become competitors to banks, banks should look forward to create new opportunities for revenues. Becoming a platform will allow banks to earn revenue not only from monetary exchange but from nonmonetary exchange as well, such as exchange of data, algorithms and digital currencies. This option enables banks to create new revenue streams and have competitive edges against their new and existing competitors.

BANK AS AN ECOSYSTEM

The ultimate role for banks is becoming an ecosystem. The Digital Business Model ecosystem is a self-contained, paperless digital world, which can be used for your company internally, but also with your partners and customers.

THE LEADER OF TRUSTED DIGITAL IDENTITIES AND SIGNATURES

KOBIL’s mIDentity Application Security Technology (mAST) provides an end-to-end security platform to deliver strong customer authentication and authorization using trusted identities. It protects the identity and communication of the app, device and user in a continuous manner, from app launch to close.