Transaction authorization for low connectivity areas
Do you serve customers with no WiFi or data connection? No problem!
A groundbreaking advance
Verifying transactions is simple with the KOBIL SecOPTIC Token. Simply use it to take a picture of a displayed QR code in the internet banking portal. It instantly generates a one-time security code verified against our Smart Security Management Server – without the need for any connectivity.
Cost-effective and compliant
Eliminate the expense of sending one-time passwords via SMS and deliver an authentication experience fully compliant with PSD2. Each authentication code is linked to a dedicated transaction, with dynamic linking guaranteed when transaction details are displayed on the device.
Improved experience for every population
Wherever your customers live, and whatever their technological challenges, SecOPTIC Token makes things as simple as possible. No data connection is needed. And no data entry is required: just line up the camera, click, and verify. It’s that simple!