The EU-wide domestic market for payment services is regulated by the Payment Services Directive PSD2. As a result, modern and detailed regulations are introduced for all payment services in Europe which will encourage banks to create new paths to enhance the experience of their customers.
KOBIL PSD2: A Standard for Open Banking
The race for open banking & trusted and reliable digital identity has started. Banks are forced by PSD2 to make a key decision.
Improve your performance with the KOBIL mIDentity Application Security Technology (mAST), a security platform that enables continuous, binding and secure communication which fulfills the strict requirements of the PSD2 and RTS.
Comply with PSD 2 Basic APIs Facilitate Access
Comply with the regulation via developing an infrastructure in accordance with the Regulatory Technical Standards. Provide a basic-level open API for free. Facilitate access operation in the best way.
Customer Engagement Monetize by API Establish TTP
Use a "platform business model" to develop new solutions. Developed advanced APIs to monetize from customer insight services. Establish a TTP to create a “one-stop” banking portal Monetize from.
Build your own Ecosystem Superior CX Non-Financial Services
Build your own Ecosystem by orchestrating customer data. Create a Superior Customer Experience to achieve ultimate customer loyalty. Make real-time and geo-located offers.
KOBIL provides with the mIDentity Application Security Technology (mAST) a security platform for continuous, binding and secure communication between the bank and its customers.
HOW KOBIL HELPS?
Already RTS compliant
I am 100% EAB/ECB conform: With simple usability and secure customer authentication.
Verify access via PIN
I know 100% PKI technology: Certified security tested by leading institutes. The technology of the German Root CA and the 2-factor-based login create a binding identity and the best protection against attacks and fraud.
I have 100% integration: One application for all end devices and systems with a consistent, complete process. A standardization with enormous benefits.
I sign 100% Future-proof: A technology with flexible applications for all platforms by an established market leader of IT security in the banking sector.
KOBIL SECURITY SUITE
Editions of mIDentity Application Security Technology (mAST)