Build your own ecosystem.
Use your potential.

KOBIL SHIFT delivers a unique Ecosystem Enabling Platform for businesses of all sizes to help them thrive with minimum development and marketing costs, expanding their services and get one step closer to end-users, enabling them to maintain and increase their brand value and quickly access new business opportunities in a trusted market.

Value layers of KOBIL SHIFT

Our Patented KOBIL Secure TM high-security digital identity solution.
Our business communications solution for simple, effective, responsive, KOBIL Secure TM and binding interactions.
Our powerful and KOBIL Secure TM payment and wallet framework to facilitate complex transactions with ease.
One-stop turnkey platform:

A low-code, modular and KOBIL Secure TM super app – means as ready to use app or as development framework, that allows you to build a single platform with additional mini-apps to offer a wide range of features that are proven to super-charge the customer experience in a trusted market.

  • One App
  • One Login
  • One User Experience
  • Many Services

…A one-stop solution to meet all of your consumers’ needs.

KOBIL SUPER APP Redefining “As-a-service” economy with infinite possibilities.

Ditch the need of building different apps for different services. Develop a Super App, bring numerous services and functionalities to one platform: a one-stop solution to meet all of your consumers’ needs.

Deploy anywhere in one click without specialized expertise. Go live sooner and get to success faster.

Integrate third-party merchants’ services to your ecosystem and super-boost your business.

Shift to One-Identity to rule them all

Build trust with customers through our patented high-security digital identity solutions.

Lay the foundation of an inclusive, uninterrupted and facilitation journey with mega identity

Secure by design

Our unique multi-layer patented technology provides highest level of privacy and security, and is always compliant with all relevant norms such as GDPR.

1
KOBIL Secure TM
Super App Device
2
KOBIL Secure TM
Super App Server Suite
1
KOBIL Secure TM
Super App Device
1
Zero-Trust
2
Shielding
3
Virtual
Smartcard
4
Device
Binding
5
App Identity
6
Trusted
Digital
Identity
7
Trusted
Digital Signature
Patented KOBIL Dual Security Channel
2
KOBIL Secure TM
Super App Server Suite
1
Security
Intelligence &
Certificate
Authority Server
2
Smart Security
Management,
Identity Provider
& Access
Management Server
3
AI Security
Powered
Blokchain Trust
Server
4
Secure
Communication &
Trusted Storage
Server
5
Behaviour
Analysis
Artificial
Intelligence
Server
6
Secure Payment
Processing Server
7
Management
Portal
Shift to secure and binding conversations

Enable simple, effective, responsive, and secure interactions.

Create secure, real-time communication between your customer and partners

Preview and share multimedia messages
Compliant
digital
signature
Personal, corporate and group communication
  • Campigns and
    announcements
  • Customer service
  • Business workflows and
    chatbot services
  • Survey and
    information gathering
  • Notifications
  • Chat with
    friends/family
  • Text messages
  • Multiple choice
    messages
  • Incoming
    messages
  • Ability to
    add links
  • Peer to peer
    payment
Shift to secure and seamless transactions

Powerful and secure payment framework to facilitate complex transactions with ease.

Increase the number of transactions by integrating your existing payment system with new features

Store variety of
Payment methods
Send money to
friends/family
Pay with digital
signature
Pay using
QR code
View and search
transactions
Loyalty and
cashback programs
  • KID KOBIL Identity
  • KC KOBIL Connect
  • KP KOBIL Pay
Seamless Service Access
  • Access Scope
  • User Consent
On-Demand Services
  • Mini App
  • Chat & Mini Bot
  • App to App
Service Marketplace
  • Smart Screen
  • Service Categories
  • Service Discover
Device & App Security
  • Obfuscation
  • Device Binding
  • Risk Scoring
  • Virtual Smartcard
  • Digitanium Channel
Secure Login
Self-Management
  • Know Your Customer
  • Access Recovery
Smart Identity
  • AI Based User Behavior
  • AI Based User Scoring
Identity Storage
Transaction Signature
Enterprise Chat
  • Text Messages
  • Multimedia
  • Documents
  • Choice & Poll
Signature
  • Store Digital Signature
  • Sign PDF Files
  • Request Single or Multiple Signature
  • Additionally Optical Signature
  • PDF Form Management
Broadcast
  • Send Messages to all Identities
  • Send Messages to Identity Groupings
Business
  • Drag and Drop Process Automation
  • Partner & Third Party Integration
Wallet
  • Card Token Storage
  • Default Prepaid Card
  • Card Management
  • Blockchain Loyalty & Coins
Payment
  • One-click Payment
  • Dynamic Linking
  • Money Transfer
  • (Offline) QR Code & NFC
  • 3D Secure Support
  • Transactions Overview
  • Processing
Merchant Management
  • Ready Checkout
  • Payment Request
  • Payment Cancel & Refund
KOBIL's patented security framework

Drivers & Manuals

Identify your products and get driver and software updates for your KOBIL hardware.

Descriptions Size Download
KAAN Tribank 26 MB Download
IDToken 26 MB Download
KAAN Advanced 26 MB Download
Descriptions Size Download
TAN Optimus Comfort Manual 1.3 MB PDF
TAN Optimus Comfort Quick Guide 1 MB PDF
opTAN touch Manual 1.9 MB PDF
opTAN touch Quick Guide 1 MB PDF

One identity for all
platforms

Use your identity seamlessly on iOS, Android, iPadOS, MacOS and Windows or IoT devices.

Compliant with all
regulations

Fully compliant with all industry regulations as well as certified and recommended by leading institutions.