30 Years of Experience

Ismet Koyun
Founder and Managing Director (CEO) KOBIL Systems

The success story of KOBIL


At 18 years old, Ismet Koyun comes to Germany to attend university.


Ismet Koyun founds KOBIL Systems GmbH with the focus on PC and data security.


KOBIL starts developing chip card terminals and begins offering a range of class 1-3 readers.


The company successfully sells its own developments:

  • Double Power Supply Unit
  • VESA Local Bus
  • Secure PCs

Deutsche Telekom uses KOBIL B1 smart card terminals at every workstation.

1996 - 1998

New solutions in the area of authentication and PKI are developed and introduced:

  • KOBIL Smart Key

KOBIL receives first patent ever related to digital signatures.


T-Systems opts for the use of the KOBIL OTP-server.


As the first class 3 smart card terminal in Germany, the KOBIL KAAN Professional, receives a ZKA (Central Credit Committee) certification – the KOBIL KAAN Professional 2003 E-Banking Department begins its operations.



KOBIL receives DIN EN ISO 9001 certification for organizational quality.


E-Banking department launches activity. KOBIL moves to a new company headquarters. Official opening by the prime minister of Rhineland-Palatinate Kurt Beck.

KOBIL mIDentity is being launched. It is the first smart card terminal worldwide working without any installation for mobile business and banking applications.


The companies Datev and DG-Verlag choose mIDentity.

KOBIL receives the TeleTrust Innovations award. KOBIL begins its strategic partnership with the companies DATEV and DG-Verlag.


Ismet Koyun receives an award for being an innovative manager from the Chamber of Commerce and Industry of Rhenish Hesse. DATEV starts marketing mIDentity as strong authentication device for of lawyers and tax-consultants.

Bill Gates gives a speech in Munich on Internet security and points out mIDentity as positive example.


KOBIL achieves 80% market share in the Turkish e-banking sector. The largest credit institutions, namely Yapi Kredi and Isbank, rely on technology provided by KOBIL. The largest credit institutions, namely Yapi Kredi and Isbank, rely on technology provided by KOBIL.


UBS, Commerzbank and other international banks place their faith in the innovative technology produced by KOBIL Systems.


Migros Bank in Switzerland opts for the use of mIDentity as an e-banking solution.

KOBIL continues to build strategic partnerships in the Euopean banking and industrial sector. Nomination for the TeleTrust Innovation Award by Migros Bank.


The European Multimedia Forum awards KOBIL with the platinum European Seal of E-Exellence.

Société Générale in France starts implementing mIDentity.

SwissSign relies on innovative KOBIL mIDentity technology.

Savingsbank Sparkasse Worms-Alzey-Ried one of the first to offer the chipTAN comfort procedure in cooperation with KOBIL.

With Valiant Bank yet another Swiss bank offers their customers the mIDentity solution by KOBIL.

Swiss Hypothekarbank Lenzburg relies on KOBIL mIDentity technology for secure authentication in e-banking.


Market leader optical TAN devices, Market leader Zero Foot Print Technology.


Founding of KOBIL Inc., USA


Introduction of Application Security Technology, achievement of the first international awards.


International Banks decide for the introduction of the mobile security technology of KOBIL.


Expansion of the KOBIL management for the internationalization strategy.

Expansion of the product portfolio from AST to mIDentity.

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